Dubai’s real estate market continues to captivate global investors, with off-plan properties and non-resident mortgage opportunities leading the charge in 2025. At Capital Zone Mortgage Dubai, a trusted brokerage with over six years of experience and 2,500+ satisfied clients, we specialize in tailored financing solutions to make your property ownership dreams a reality.
Whether you’re a non-resident eyeing Dubai’s skyline or an investor seeking high returns in under-construction projects, our expertise in securing up to 50% loan-to-value (LTV) for off-plan properties—potentially increasing post-handover—sets us apart.
The Appeal of Off-Plan Properties in Dubai
Off-plan properties, those under construction or yet to be built, are a cornerstone of Dubai’s real estate surge, accounting for 69% of transactions in Q1 2025. These projects, offered by developers like Emaar and Damac, attract investors with:
Affordable Entry: Initial down payments as low as 35% with flexible payment plans spread over construction phases.
High ROI Potential: Off-plan units often appreciate by 10–20% post-handover in prime areas like Downtown Dubai or Palm Jumeirah.
Golden Visa Benefits: Properties valued at AED 2 million+ qualify non-residents for the UAE’s Golden Visa, offering long-term residency.
Customization: Buyers can personalize finishes, adding value to their investment.
Despite short-term challenges like potential construction delays, Dubai’s 23% year-on-year transaction volume growth underscores its resilience.
Off-Plan Financing with Capital Zone
Capital Zone Mortgage Dubai makes off-plan investing accessible, even for non-residents:
Up to 50% LTV:
We arrange mortgages covering up to 50% of the property’s value during construction, minimizing upfront costs.
Increased LTV Post-Handover:
After completion, we can renegotiate to increase LTV to 80% for residents or 65% for non-residents, unlocking funds for further investments.
Competitive Rates:
Secure rates as low as 4.19% from top UAE banks, tailored to your financial profile.
Streamlined Process:
Our team handles developer negotiations, bank approvals, and paperwork, ensuring a hassle-free experience.
Non-Resident Mortgages: Your Gateway to Dubai
Non-residents from Europe, Asia, and the Middle East are flocking to Dubai, drawn by its tax-free environment. Capital Zone’s non-resident mortgage solutions include:
Up to 65% LTV
Finance up to 65% of a property’s value, with options to include rental income for eligibility.
Use our LTV Calculator Tool to Calculate how much loan you can get.
Flexible Criteria
We support clients with limited UAE credit history, leveraging global income (minimum AED 15,000/month for most lenders).
Golden Visa Support
We guide you through financing AED 2 million+ properties to secure residency.
End-to-End Service
From pre-approval to handover, we simplify compliance with UAE regulations.
Why Capital Zone Mortgage Dubai?
With a commitment to integrity, transparency, and client-centricity, Capital Zone stands out:
Expert Team:
Our professionals, with banking and corporate experience, tailor solutions for diverse clients.
Trusted Partnerships:
We collaborate with top UAE banks for competitive rates and terms.
Proven Success:
2,500+ clients trust us, with testimonials praising advisors like Mr. Sreenath for seamless service.
Future-Ready:
Our upcoming digital mortgage platform (2027 launch) will streamline applications.
Seize Dubai’s Off-Plan Opportunities Today
Dubai’s off-plan market offers unmatched potential, with 6–8% rental yields and Golden Visa benefits attracting global investors. Capital Zone Mortgage Dubai secures up to 50% LTV for off-plan properties, with flexible increases post-handover, making it easier for non-residents to invest.
Ready to build wealth in Dubai? Book your free consultation with Capital Zone Mortgage Dubai. Let us guide you to success in the UAE’s dynamic real estate market.
Capital Zone Mortgage Dubai – Your Partner in Prosperity.
Disclaimer: Mortgage rates and terms are subject to change based on lender policies and market conditions. Always consult a financial advisor for personalized advice.
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