Appraisals are almost always a required part of the home buying and refinancing process. If you’re buying a home, your lender will order an appraisal of the property to ensure you don’t overpay for the home. If you’re refinancing, an appraisal is needed to ensure that you have enough equity to borrow against. Let’s take…Read More→

The process of buying a home has a lot of different steps. It can feel like a juggling act, trying to maintain momentum and make sure every piece of the process comes together. Appraisals can be especially nerve-wracking given how they can affect your mortgage and whether the sale is completed or falls through. We’ll…Read More→

In general, loans fit into either the “secured” or “unsecured” category. But what exactly is secured vs. unsecured debt? And is a mortgage secured or unsecured debt? It’s a good idea to understand the differences between these two types of debt because it can have a major impact on the loans you choose and how you fulfill your financial…Read More→

A home is much more than just four walls and a roof. It kindles a range of emotions and thoughts in us. To some, it is a sense of security; to some, it is about comfort and to others, it is a symbol of status and accomplishment. HERE ARE 9 REASONS WHY OWNING A HOME…Read More→

A mortgage is a loan obtained to purchase real estate or land. Your home or land is used as collateral for the loan, so if you don’t make your payments as agreed, the lender may compel you to sell one or both in order to recover their investment. There is typically only one option available…Read More→

Buying a house is a major financial commitment. Striking the right balance between the dreams you have for your future home with the reality of your monthly mortgage payment can take some time. But without the right mortgage preapproval amount, it can be even more challenging to find the perfect fit. If it makes sense for…Read More→

When the negotiations are in process, the sales advancement is sometimes put off until you’re suddenly prepared to complete the transaction. So, how do you process the sale of a property in Dubai? A finance to finance sale progression is a lengthy, time consuming process which can often bring confusion and stress to both parties….Read More→

You want to buy a new house with your spouse, and you’ll need a mortgage loan to do so. Is it preferable for you and your spouse to have a combined mortgage? Are there any financial advantages to doing this? We’ll look at some of the justifications for adding your spouse to a Dubai mortgage…Read More→

You might think that paying more than the minimum on your mortgage is a good alternative if you have a lot of extra money and don’t know what to do with it. Never considered it before? If you want to know if it’s right for you, keep reading! What is a mortgage overpayment? Overpayments on…Read More→

Consider purchasing your first home in Dubai? The process of purchasing a home may be thrilling but also perplexing, especially for first-time buyers. Being as organized as you can is a smart idea in this situation. There are a few things you can do to make the purchasing process go as smoothly as possible before you…Read More→